What's that? Are you hearing things? Nope, Destiny will indeed be getting voice chat soon, so the only thing you'll be able to hear are other people's voices. Voice chat is something that has been in online games for a long time, and it's odd that a co-operative experience like Destiny has forgone any kind of chat system. Luckily, Bungie...
If you don't want to spend extra money on a headset after buying the Xbox One, you'll be happy to know that the Kinect will also back up as an alternative to the microphone/headset. There's no official word on the quality of the Kinect microphone, and you'll have to listen to players through your TV unless you have a pair...